Is his money mine?

"He told me his money was his money and mine, was mine. I couldn't understand, was it because he earned higher now? I needed a little money for some emergency bills I had incurred and I thought his money was mine too, so I took some and added. He called me an organized and expert thief and broke up with me. Abby, I didn't steal it, I really didn't"-Lily.

I would love to add a little bio in favour of Lily. I've known Lily for years before she came to me for counseling. She could be anything but a thief. I mean she couldn't even get her room together (I had gotten permission to share), talk more of getting a robbery together successfully. I had arranged a meeting with her ex too and heard his version of the story. From the look of things, he was of the motion that supports that your money is yours and mine, is mine! So, when Lily crossed that line it was considered thievery, coupled with the fact that they obviously did not communicate about this topic with each other at all.

Money sharing problem is rampant in most relationships today. Some people in a romantic relationship believe "because we are not married, my money is mine, and yours is yours I mean I sweated for it"... Married couple believe that "even though we're married, my money is my money, and yours is only yours. That's why some marriages and relationships don't settle well for joint accounts while others feel joint accounts are the only way their Money can come together.

Either ways, I will not argue with your background reasons and ideologies. However, good morning/afternoon/evening ladies and gentlemen, my co debators, panel of judges (if this is how it is done), I am here to support the motion which states that if you are in any romantic relationship, and it's okay by you, her money is yours and your money is hers too with the following points of mine:

I do not know why you might go into a relationship however, if your intentions are to end up married, you're already practicing the 1+1=1 ideology. Most importantly, even if you're married, of course that arithmetic ideology really applies to you both. If you share a home together, some clothes, bills, food,etc....why can't you share your income together; save together and spend (wisely) together being careful to render accounts when needed and optain permissions before spending separately.

It makes greater Sense if you have some cash for your personal use, and then some cash for the growth of both of you and when the other half lacks, you can share freely. That's how a relationship should work financially, that's how marriage should work financially.

Typical example: human A and B are a couple so lets call them AB. Couple AB each are expected as humans to have a personal bank account and that account holds the money for their personal expenses such as clothes, jewelry, etc. When they come together to form couple AB, they are free to adjust a little bit into the others bank account in that when any of them is broke or needs help in some shopping, etc, the other can offer financial assistance. That way each other's money partly belongs to each other. Do you get? 

However, it would also be awesome, if couple AB had a joint account that would take care of their unified expenses e.g Dinner dates, children welfare, house rent or building, household maintaince, etc. That way, nobody complains "ah me I'm spending more than you on house rents o" or "who subscribed the cable last"? When both of you contribute into the joint account every month. You get?

I hope with the above point of mine (sorry I was to make it more but I sort of joined them together) I have been able to convince you that your money, in a way belongs to both of you and also the other's money in a way, belongs to you too. You both just have to communicate it out and agree on a common ground. 

What do you think about it? Do you trust yourselves financially? Drop your comments below.